RV Insurance

If you own a motorhome, camper or vacation trailer, LPI can help you get the coverage you need anywhere in the continental USA or Canada. If you already have RV insurance and would like to renew it contact your LPI Broker today: Choose A Broker

If you are insuring an RV for the first time you can request a Quote for RV Insurance here: RV Insurance Quote

Available Coverage includes:

  • Replacement Cost on units that are 25 years old or Newer
  • Emergency Vacation Expense Allowances including Towing and Storage Costs
  • 24 – Hour Emergency Roadside and Claims Service
  • Contents 

Optional Coverage and Available Discounts 

  • Coverage for Units that are permanently parked and used as Seasonal Residences in BC
  • Increased Contents coverage to protect your Belongings
  • Anti-Theft, Mature Driver, and Good Driver Discounts based on your Driving and Claims Record
Basic ICBC RV Coverage provides the following protection: 
  • Third Party Liability:

    This coverage protects you if you cause injury or damage to another person or their property in a crash. ICBC Basic Autoplan provides $200,000 in coverage. 

  • Enhanced Accident Benefits:

    This coverage provides benefits for medical care, recovery, and wage loss if you are injured in a crash, regardless of who is at fault. 

  • Underinsured Motorist Protection:

    This coverage protects you if you are injured or killed in a crash caused by a driver who has insufficient insurance to cover your damages. 

  • Basic Vehicle Damage Coverage:
    If another driver is responsible for a crash that damages your vehicle, this coverage will pay for your repairs up to $200,000
    If you are at fault the cost of your collision repairs will not be covered. You can however purchase collision coverage as an add on. Damage to other vehicles is covered for up to $200,000.00.

Specified Perils coverage protects you from loss or damage to your vehicle from:

  • Theft

  • Fire, earthquake or explosion

  • Weather—lightning, windstorm, hail, rising water

Specified Perils doesn’t cover things like vandalism, windshield damage or hitting an animal.

Other Coverages include: 

Own Damage and Special Own Risk Damage (for higher value vehicles worth $400,000.00 or more and are under 14 years old). This type of coverage requires a separate application which can be requested from your broker or downloaded as a .pdf file from the following link: Own Damage Application

Talk to your LPI broker about how this coverage could benefit you.

Call us today to find out more about the coverage that’s best for you and your RV: T. 604.276.2474.